You go through life protecting and taking care of your loved ones.
As you grow older, get married, have children or start a business, you realize that life insurance can ensure financial security for those who mean the most to you.
Your spouse, children and other significant people in your life will not have to worry with a carefully executed life insurance policy.
This policy can help prepare for life’s uncertainties and give peace of mind knowing that the future for those who rely on you is secure.
Life insurance payments can be used for expenses when dealing with one’s death – such as medical care and funeral arrangements – as well as paying debt from credit cards and mortgage, helping with loss of income, paying for educational expenses for children and paying estate taxes.
There are two basic types of life insurance:
•Term life:
Offers death benefits for a specified time period and generally offer low premiums for higher coverage. If you have young children or a mortgage and need protection for those related expenses, term life would make sense for you.
•Whole life:
Offers protection for your whole life, can build equity and have cash value, and generally have higher premiums but can be more valuable in the long run. This type of protection would be ideal for those whose protection needs may decrease but never disappear.
As your premier insurance agency, our team of insurance professionals can assist with an analysis of your unique needs, tailor a plan to meet those needs and shop through many national carriers to find the perfect fit for you and secure your future.
