Have you heard about the #TealPumpkinProject?

Have you heard about the #TealPumpkinProject?

It’s fall, and with Halloween upon us, we want to make sure that you are fully prepared for trick-or-treating.
A lot of kids are happy to go door-to-door with bags, or if you were me, I just took a giant pillowcase to each neighboring house and whichever of my siblings had the most full pillow case at the end of the night was the winner.
However, there are some children who aren’t able to easily go to every door in the neighborhood.  There are some children who have allergies or diabetes and simply cannot have the goodies on Halloween and have been left out over the years.
The #TealPumpkinProject has been sweeping the nation and is a way for houses to say that they have a non-food item to offer those children who simply don’t have the option to enjoy candy on Halloween.
So how does it work?
If you want to participate – paint a pumpkin teal and put it outside.  This lets people know that you are providing non-candy items.  Of course you can also provide candy for the other children!  And please, spread the word.  Use the hashtag #TealPumpkinProject and tell your friends on facebook.  Try to organize a teal pumpkin painting party in your neighborhood!  And the most important thing that you can do is to put your house on the map.
What are some non-food items that you can have in your arsenal?
Halloween themed:
1.  Pencils
2. Stickers
3. Erasers
4. Buttons
 Non-Halloween themed:
1. Bouncy Balls
2. Glow sticks
3. Bubbles
More ideas – click here
Did you participate in the #TealPumpkinProject? We would love to hear your ideas of what you offered last year and what you plan to offer this year!
Night Driving Dangers

Night Driving Dangers

A little extra caution can go a long way while driving at night. 
Summer has ended, and while fall and winter have their own pleasures — including the Blowing Rock Winterfest — longer nights mean increased danger on the roads.
You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50% of fatalities for vehicle occupants 16 and older occur between 6 p.m. and 6 a.m., according to the National Safety Commission (NSC).
Because we’re big advocates for safety at policyline insurance, we thought it would be helpful to take a look at why night driving is more dangerous, and what you can do to decrease that danger.
What’s dangerous about night driving?
1.  Decreased vision. We won’t go into all the biological details, but different parts of the eye (such as iris, pupil and retina) work differently at night. Your peripheral vision is actually slightly improved, but it’s more difficult to focus on objects ahead of you. And traveling between well-lit areas and darker roads creates issues as well.
2.  Driving too fast for your headlights. Depending on vehicle speed and headlight setting, many people “over-drive” their headlights. That means, by the time they see something on the road, it’s too late to stop in time to avoid it.
3.  Impaired judgment. Whether due to drowsiness or the use of alcohol or drugs, it appears that drivers at night often don’t use good judgment. According to the NSC, 66% of fatalities at night involve vehicle occupants who weren’t wearing seat belts.
So what do you do?
Sometimes, there’s no way around driving at night. So here are some tips to help you make a safe trip — whether you’re just running to the store, or you’re headed all the way to Asheville.
1.  Make sure your vehicle’s lights are in good working condition. And not just headlights, but turn signals, taillights, etc.
2.  Avoid speeding. Leave a bigger cushion between you and other cars than you would during daylight hours. Leave yourself more time for the trip.
3.  Be more aware of your surroundings. You shouldn’t be using your phone, messing around with the radio or trying to find something on the floor while you’re on the road anyway — and distractions are even more deadly at night.
Of course, if you’re not comfortable driving at night, the best thing is to avoid it altogether if possible. There’s nothing wrong with asking for a ride from a trusted safe driver or waiting for the sun to come out!
Sidebar:
We’re open all day! (8:30am-5:00pm)
When you’re driving around during the day, stop in to policyline insurance for a review of your coverage. We won’t keep you after dark, we promise. Just give us a call at 1-800-725-POLICY. We’re here to help!
Contact Us!
At policyline insurance, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 1-800-725-POLICY or send us a note at contactus@policyline.com. We want to help you meet your goals, and make sure what’s important to you is protected!
Content provided by Safeco Insurance
After-School Safety Tips for Parents and Kids

After-School Safety Tips for Parents and Kids

Parents, class is back in session in North Carolina, so you’ve likely already reviewed the basic safety tips for kids who walk or bus to and from school.
Those tips, of course, are:
  • Walk with a buddy
  • Stay in well-lit areas
  • Never accept a ride with strangers
  • Once home, lock the door and don’t let anyone in​
However, Dr. Michele Borba, author of The Big Book of Parenting Solutions, urges you not to overestimate your kids’ safety smarts. Kids under 10, for example, may not grasp the concept of crossing a street safely, she says.
She suggests teaching them: “Stop. Left. Right. Left.” Meaning that children should, “stop at the curb, look left, right, then left again before crossing, and keep looking as they cross.”
Another thing kids need to know, says Borba, is how to ask for help. Have kids practice saying, “I need help,” out loud and instruct them to “find a uniformed employee, a police officer or a woman, preferably with a child,” when they need assistance, she says.
Once home, kids will likely use the Internet, so be sure to discuss digital safety too.
Staying Safe Online Internet safety advocate Sue Scheff, author of Wit’s End and Google Bomb, says that, “we need to put parental controls/security measures on computers and cell phones. Unfortunately, these aren’t guarantees, so having a cyber-smart child is your best defense.”
Teach kids about the dangers of sharing personal information, such as their home address and phone number, online. And about using social media responsibly.
While online, it’s best for kids – and adults – to converse and connect only with people they truly know and trust, to keep their social accounts private and to still be cautious even then. After all, photos and information that go online today will still be there years later, when kids apply for college scholarships and jobs.
Above all, stay involved in your kids’ digital lives. Let them know you’re there for them, always – to talk, not to judge or punish, says Scheff. “Many kids fear having their Internet removed if they tell their parents they are being bullied online,” she says.
So keep the lines of communication open to help keep everyone safe, both in and outside of your home.
Content provided by Safeco Insurance
Healthy Skin all Summer Long

Healthy Skin all Summer Long

It’s summertime and we all want to get out and enjoy the weather.  There is nothing better than being able to sit out in the sun and relax and there is nothing worse than realizing that, after a long day at the beach or a few rounds of golf, you’re as red as a lobster.  And red – is not your color.
policyline insurance wants you to stay healthy and be the best you possible, and that includes taking care of your health – and your skin.  here are some tips to keep your skin burn-free all summer long.
Now.  I know that the men will think that we’ve forgotten about them and this post is going to be all about women and their big floppy hats and making sure that they don the preferred amount of ray-blocking makeup, but fear-not, we haven’t forgotten about anyone.
Gentlemen, we have some good news.
Summer is your chance to not have to worry about shaving every day.  If you’re constantly putting razor to skin, you’re not allowing your skin to heal properly between shaves.  In these few months when you’re spending more time outside, be careful that if you are shaving every day, you are using the proper aftershave and moisturizers.  You want to keep your skin hydrated – especially if you’re being rough with it and keeping up with your shaving routine.
We understand that ladies have a few more options.  There is SPF in makeup now, in moisturizers, and the reality is that women are more likely to moisturize than men.

Staying Safe in the Sun – Don’t neglect: 

1. Your eyes. They can get damaged, too (think cataracts, corneal sunburn or even cancer of the eye), which is why they have created UV protection in sunglasses.
2. Your scalp is also something that can be neglected.  Make sure to protect your hairline with either sunscreen or hat.
3. Don’t forget that chapstick also has sunscreen in it to protect your lips.
4. If you do burn, try to find a product with at least 90% aloe in it.  Better yet, make your own aloe gel from an aloe plant.  They are inexpensive and a natural source of healing for burns.
5. Keep your kids out of the sun as much as realistically possible without making them hermits.  Especially if they are under 6 months old.  If they are in the sun, make sure you slather on the sunscreen as often as directed, and keep their skin covered in protective clothing, hats and sunglasses.  They’ll thank you for it later.
Most importantly, vitamin D is important.  It makes us happy, it supports our immune systems, enhances calcium absorption and more.
So while we need to be careful to take care of our skin, don’t stay inside.  Go enjoy the sunshine while it lasts.  Winter is coming.
Do you have a policyline agent yet?  We will be glad to assist you in any health insurance needs, and now offer auto, home, life and more.  Visit www.policyline.com and contact your local agent today.