Vroom Vroom – Spring is Motorcycle Season.

Vroom Vroom – Spring is Motorcycle Season.

Is a motorcycle right for you?

As springtime approaches, you’ll probably notice something in addition to the warmer weather and blooming flowers: more motorcycles on the roads of Mecklenburg County.

 

Riding looks like a lot of fun, doesn’t it? Just imagine heading down I-77 with the sun shining and the road stretching out to the horizon. There are other benefits motorcycle riders enjoy as well, such as lower fuel costs and easier parking; but riding a motorcycle safely requires different skills than driving a car.
If you’re thinking that this is the year you’re going to buy your very own bike, let us at policyline insurance help you determine if a motorcycle is right for you. We’ve provided some questions below that the Motorcycle Safety Foundation recommends you honestly answer before becoming a bike owner.
Are you a risk-taker? Or are you safety-minded?
Think about how you drive your car. If you have aggressive tendencies or do things like talk on your phone while driving, a motorcycle probably isn’t for you. Motorcycles lack the protection that cars can provide in an accident, so driver focus and caution are extremely important.
How is your vision? What about your balance and coordination?
It’s extremely important that you see well – peripherally and in general – when riding a motorcycle. Motorcycles are not as visible as other vehicles on the road, so riders need to be alert and aware at all times. And, of course, riding requires balance and coordination, much like a bicycle. If you’re not great on non-motorized two-wheelers, you might want to think again about motorcycling.
Do you respect dangerous machinery?
When you use a chainsaw or other equipment that can cause harm, do you always follow the instructions and wear the proper safety gear? If not, a motorcycle probably isn’t right for you. Maintenance and protective equipment is vital to riding safely. What you might be able to get away with when driving a car or using power tools could lead to a tragic outcome on a motorcycle.
Are you willing to invest in riding safely?
The best way to stay safe on a motorcycle is to invest some time before you get on the bike. Take a safety course and learn how to ride the right way. Purchase the right gear, including approved helmets and padded clothing. And learn about properly maintaining your motorcycle.
If you’re prepared and commit to safe riding, motorcycling can be a great way to get around. The freedom you’ll feel on the road is different than driving any car, which is just one reason millions of people find riding to be incredibly rewarding.
And when you’re ready, we are too! Feel free to give us a call at 704-768-1880 to discuss your motorcycle insurance options as well as safety tips!

 

Sidebar:

Motorcycle safety resources
There’s a lot of great information out there about safe riding. We’ve just scratched the surface. To read more, check out:
Why should you use an independent insurance broker? They’re licensed.

Why should you use an independent insurance broker? They’re licensed.

There is a lot going on that you, as a consumer, have to deal with when it comes to insurance. From something as simple as needing to find affordable coverage for your car, or something as troublesome as deciding which carrier best suits your business for your employees.
Very recently, a company called Zenefits has been called into question for their insurance practices. As background, Zenefits is a cloud-based company that provides benefit enrollment and payroll assistance for their clients for free in exchange for companies appointing them as their agent of record for their group health insurance plan.
The issue is that this company has been practicing without the use of a proper insurance license, actually bypassing the system to not have qualifying licensing hours for their agents.
Insurance agents are required to go through a certain amount of training to get their licensing. In California, where Zenefits is located, that number of hours is 52.
According to the San Francisco Business Times, this program, Macro, may have allowed employees to complete mandatory online pre-licensing classes to obtain a California Insurance brokers license in less than the legally required time.
In short, Zenefits is under investigation by multiple states. As many as 83 percent of the insurance policies that were sold and serviced by Zenefits brokers in Washington State through last August “were peddled by employees without necessary state licenses,” according to Buzzfeed who acquired the data through a public records request.
If this information is true, Buzzfeed reports that an individual who sells, solicits or negotiates the sale of insurance without a proper license can be punished by up to 10 years in prison, plus a civil penalty of up to $25,000 per violation.
A company like Zenefits could potentially be facing the same issue in all 50 states.
So let me talk about the positives. You don’t have to worry about any of this because there are plenty of qualified, licensed brokers in NC. Our agency and all of our licensed agents are in good standing with the NC Department of Insurance (NCDOI) and regularly complete all the required continuing education.
What’s more is that using a local experienced broker means more convenience for the consumer. We are able to answer your questions, help you work through any issues, and make certain that you have the coverage that you need and that fits within your budget.
We are not tied to any particular carrier. We represent all the carriers in the market and maintain preferred standing with all of them. The best part is, our guidance doesn’t cost you a dime!
Independent insurance agents and brokers are paid by their carriers, not by you, so you don’t have to worry about paying a fee for our help. We want to help you, and we want you to be happy.
Why? If you’re happy, you will tell your colleagues and friends and a good review from you is the most important thing that we could ask for.
If you have any questions regarding your current policy through our agency or want to get insurance coverage, please do not hesitate to contact us via email or by using the form below!

Contact Us

10 + 2 =

contactus@policyline.com
www.policyline.com
1-800-725-POLICY (7654)
704-768-1880