It is the start of a new year, and we want know that for some of you, your resolution is to save money. Who doesn’t want to save money?
Our policyline insurance agents are here to help. Let us review your current policy and see what we can do to help. Want to shop around? We can do that for you. At policyline, we have multiple carriers that we work with to save you money.
What will an annual insurance check-up do for you?
Let’s go over a few things that you can speak about with your insurance advisor on an annual basis to make sure that you have the insurance coverage you need.
1) Have you made any additions/remodeling/physical changes to your home?
If you have remodeled your home, you may need to upgrade your homeowner’s insurance to reflect additional value.
2) Have you installed a Burglar or Fire Alarm?
If you have installed a monitored home alarm system, you may be eligible for discounts in the premium on your homeowners insurance.
3) Have you acquired artwork, jewelry, firearms or collections?
A standard homeowner’s policy only covers these items up to a certain amount, so if you’ve acquired anything new this year, you may need additional coverage.
4) How old is your vehicle?
Does it still make sense to carry comprehensive and collision on your vehicle now that it’s older or now that your loan is paid off?
5) Has the usage of your vehicle changed?
If your employment status has changed, you may need to change the use of your vehicle-commute, business, or pleasure.
6) Are you comfortable with your deductible?
The higher the deductible, the lower the premium. Your agent can give you options to help decide what is most appropriate for your financial situation.
No matter what you do or what you own, don’t let an unexpected accident or lawsuit put your possessions and savings at risk. Protect yourself and your family with inexpensive personal liability umbrella insurance, which also adds to your auto and home liability insurance.
At policyline, we have agents at both of our locations to help get you started with your insurance check-up. Please do not hesitate to contact us if you have any questions. We are always here to help.